Which SEPA requirements does your company need to process payments in the Eurozone?

To process SEPA payments, organisations must meet technical, security, and compliance requirements for SCT, SDD, SCT Inst, and VoP, including connectivity via gateways such as CENTROlink.

How does NIS2 apply to your financial institution, and which cyber security measures do you need to put in place?

NIS2 strengthens cyber security requirements for essential and important entities, including financial organisations. It covers risk management, incident handling, security controls, and management accountability.

If your company provides crypto-asset services, what does MiCA require you to comply with?

MiCA requires CASPs to meet strict ICT, security, risk management, and operational standards. This includes governance, reporting, and controls aligned with regulatory expectations for crypto-asset services.

Financial Software Development Services

We support banks, fintech companies, and financial institutions with the design and development of business-critical software, from core systems to digital channels and internal platforms. We also help modernise existing systems, build new financial products, and improve how technology supports day-to-day operations.

Contact sales Learn more

Linardas Saldukas

Head of Strategy Consulting

[email protected]

Robertas Skardžius

Cloud & Data Business Manager

[email protected]

Financial Industry Challenges We Solve

Legacy systems

Many financial organisations still rely on outdated platforms that create technical debt in finance. These systems often lead to slow deployment cycles, limited flexibility, and higher maintenance effort when changes are needed.

Regulations & compliance complexity

Meeting regulatory requirements such as DORA compliance, open banking requirements, and MiCA compliance adds ongoing complexity. Keeping systems aligned with changing rules requires both technical updates and strong governance processes.

Security vulnerabilities

Financial systems remain a prime target for cyber threats. Challenges include fraud detection, data protection gaps, and the need to strengthen cybersecurity in financial services without disrupting daily operations.

Complex integrations

Banks and fintech companies often need to connect multiple internal and external systems. This includes Swift integration as well as API and open banking integrations, which can be difficult to manage across different platforms and providers.

Our Capabilities

IT strategy consulting

We support financial organisations with enterprise and data architecture, regulatory alignment, and licensing preparation, including EMI licensing, DORA, and PLAIS.

IT strategy consulting

DORA compliance

Digital channels

We design and build mobile apps, self-service portals, and KYC onboarding flows that improve customer experience and operational efficiency.

Mobile app

Web portal

Loans & collaterals

We help manage regulatory reporting, reconciliation processes, and asset pools, including AnaCredit and IFRS reporting requirements.

Data services

Payments

We deliver payment integrations for SEPA, CENTROlink, Target2, Apple Pay, and Google Wallet to support secure and compliant transaction processing.

SEPA

Process automation & integration

We build Open Banking API solutions, integration architectures, and workflow automation to streamline financial processes.

API integration

Core banking migration

We support Big Bang and wave migrations, including automated reconciliations, to modernise core banking platforms.

Legacy software modernisation

Data governance & reporting

We design data platforms and stewardship models to support AnaCredit, IFRS, and regulatory reporting.

Power BI

Microsoft Fabric

Cyber security

We provide penetration testing, security audits, and CISO as a Service to strengthen financial system security.

Penetration testing

CISO as a Service

Case Studies

Related Guides

FAQ

How can your bank ensure full compliance with DORA and strengthen digital operational resilience?

DORA compliance requires strong ICT risk management, incident response processes, resilience testing, and third-party risk controls. We help banks assess gaps, implement required controls, and maintain ongoing compliance.

What is your experience working with banks, fintechs, and other financial institutions?

We work with retail banks, digital banks, fintech companies, payment service providers, and lending organisations, supporting projects across payments, compliance, data, cybersecurity, and digital platforms.

What IT services do financial institutions typically need to modernise their systems?

Financial institutions often need support with legacy system modernisation, core banking migrations, cloud adoption, API integrations, data platforms, and digital channel development to improve efficiency and scalability.

Let’s talk about your project

Starting something new or need support for an existing project? Reach out, and our experts will get back to you within one business day.

+370 52 780 400

[email protected]

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Financial Software Development Services

Financial Industry Challenges We Solve

Legacy systems

Regulations & compliance complexity

Security vulnerabilities

Complex integrations

Our Capabilities

IT strategy consulting

Digital channels

Loans & collaterals

Payments

Process automation & integration

Core banking migration

Data governance & reporting

Cyber security

Financial Institutions We Support

Retail & digital banks

Credit unions

Fintech companies & neobanks

Payment service providers

Lending & leasing providers

Case Studies

Deposits functionality for the mobile banking app

Unified IT systems

Mobile banking app

Self-service portal development

CISO as a Service

AWS migration

Mobile banking app

AWS-based mobile banking solution

Why Baltic Amadeus

Security & compliance.

No vendor lock-in.

Software Development Life Cycle (SDLC), supported by experts.

Clutch: Top IT Services Company Financial Services Lithuania

Certifications

Related Guides

FAQ

How can your bank ensure full compliance with DORA and strengthen digital operational resilience?

What is your experience working with banks, fintechs, and other financial institutions?

What IT services do financial institutions typically need to modernise their systems?

Let’s talk about your project

Starting something new or need support for an existing project? Reach out, and our experts will get back to you within one business day.

Start the conversation