Prepare your organisation for PSD3 and the Payment Services Regulation (PSR). We help banks, payment institutions, electronic money institutions, and fintech companies assess readiness, identify compliance gaps, and implement the technical, operational, and customer experience requirements introduced by the new EU payments framework.
Comprehensive technical and regulatory assessment designed to identify compliance gaps and support the transition from PSD2 and EMD2 to the PSD3 framework.
PSD2 to PSD3 migration roadmap review.
EMD2 integration audit.
Technical infrastructure strategy preparation.
Regulatory and policy evaluation.
Deliverables:
A PSD2 to PSD3 migration roadmap with prioritised compliance recommendations and a clear gap analysis report.
Design and implementation of user permission management solutions that allow customers to review, manage, and revoke data-sharing permissions in real time.
Dashboard design for new solutions.
Existing dashboard audit and improvement recommendations.
Integration and alignment of existing permission management systems.
Deliverables:
A dashboard compliant with PSD3 and regulatory requirements, enabling users to manage and revoke permissions in real time.
We assess your current policies, processes, systems, and controls through policy evaluation and regulatory review to identify PSD3 and PSR compliance gaps.
02
Compliance roadmap
Assessment findings are translated into a practical roadmap with prioritised actions, implementation milestones, and compliance objectives.
03
Execution
We support the implementation of required technical, operational, security, authentication, and API-related changes necessary for PSD3 compliance.
04
Ongoing advisory
We provide ongoing regulatory, technical, and operational advisory services to support long-term PSD3 and PSR compliance.
The duration depends on the size and complexity of the organisation. Most PSD3 gap analysis projects can be completed within several weeks and provide a clear roadmap for implementation.
What are the official PSD3 migration timelines?
PSD3 and PSR are expected to replace the current PSD2 framework following the completion of the EU legislative process. Organisations should begin assessing readiness and planning migration activities ahead of implementation deadlines.
Which types of financial institutions are subject to PSD3 requirements?
PSD3 affects banks, payment institutions, electronic money institutions, payment service providers, and other organisations providing regulated payment services within the European Union.