Mobile banking app development services for banks, neobanks, and financial institutions delivering secure, compliant, and user-friendly mobile banking solutions. We build custom and white-label mobile apps that enable account management, payments, and financial services through a secure mobile interface.
Pre-built modules and ready-made features help reduce initial delivery time. White-label components allow banks and neobanks to launch mobile banking apps faster without building everything from scratch.
Lower total cost of ownership
Modular pricing and reusable architecture help reduce long-term costs. Mobile banking solutions can be extended and maintained without repeated full rebuilds, supporting better TCO control.
Stronger security & compliance
Mobile banking apps support secure access through 2FA and biometric login. Built-in AML/KYC and Strong Customer Authentication help meet regulatory and compliance requirements.
Reliable & scalable architecture
Industry-standard architecture supports growing user bases and transaction volumes. Resilient modules help ensure stable performance as digital banking services evolve.
Customisable user experience
White-label UI and UX templates allow banks to adapt branding and user experience efficiently. Customisation is possible without increasing delivery complexity or timelines.
Our Mobile Banking Expertise Areas
Account management
Mobile banking apps designed to give users a clear view of their finances. Account dashboards support real-time balances, transaction history, and access to statements in one place.
Cards & payments
Card and payment features supporting everyday banking needs. This includes virtual cards, PIN and CVV management, card limits and controls, card freeze or termination, P2P payments, international transfers, and recurring payments.
Digital onboarding
Digital onboarding flows designed to simplify account creation while meeting regulatory requirements. Solutions support digital KYC, AML screening, identity verification, and structured onboarding journeys.
Authentication & security
Secure authentication and access controls built into mobile banking apps. This includes Strong Customer Authentication (SCA), biometric login, device binding, fraud detection, and compliance with PSD2, GDPR, and AML/KYC requirements.
Customer communication & UX
User experience features that support clear and timely communication. Mobile apps include push notifications, in-app guided flows, personalised dashboards, and multilingual UX support.
Integration & infrastructure
Mobile banking apps integrated with core banking systems and backend services. API integrations support secure data exchange and reliable connectivity across the banking ecosystem.
Our Mobile Banking App Development Process
01
Discovery & requirements analysis
We start by understanding business goals, regulatory context, and user expectations. This includes KYC and AML requirements, banking user flows, and early alignment on compliance and functional scope.
02
UI UX design & prototyping
We design mobile banking interfaces that balance usability and regulatory constraints. White-label UI customisation and prototypes help validate user journeys and branding early.
03
Technical architecture
We define a technical foundation that supports secure and reliable banking operations. This includes solution architecture, API design, and integration with core banking systems.
04
Mobile app development
We configure and develop mobile banking applications based on defined modules and features. Backend services and API integration support transaction flows and system connectivity.
05
Quality assurance & testing
We test mobile banking apps to ensure stability, security, and performance. This includes security testing and performance testing across supported devices and scenarios.
06
Deployment
We prepare mobile banking apps for release across mobile platforms. This includes App Store deployment and Google Play submission.
07
Support
After launch, we provide ongoing support and continuous improvements. Bug fixing, updates, and feature enhancements help mobile banking apps evolve over time.
Mobile Banking Project Deliverables
Mobile banking applications
iOS and Android mobile banking applications designed for customer-facing financial services.
API layer
API layer enabling secure communication between mobile apps, backend services, and external systems.
Core banking integration
Integration with core banking systems to support account data, transactions, and operational workflows.
Security setup
Complete security setup covering authentication, access control, and compliance-related requirements.
Custom branding & UX
Custom branding and user experience aligned with bank or neobank identity and white-label requirements.
How long does mobile banking app development take?
The timeline depends on scope, regulatory requirements, and integration complexity. Most mobile banking apps are delivered in phases, starting with core functionality and expanding over time.
